It’s pretty difficult to live in a consumer society without making monthly payments of one kind or another. Whether we are paying rent, a mortgage, making utility payments or paying off a student loan; it pays to have a budget to help organize the demands on income. Living off credit cards or payday loans is dangerous to finances. Most consumers living in...

Recently, the payday loan industry has been scrutinized for unsavory practices, which may lead some people wonder why anyone uses these services at all. With so much negative press condemning the industry, it makes it hard for those who have never used such services to understand how lenders are keeping their businesses alive. Is the payday loan industry surviving...

Most payday loans are used to cover recurring monthly bills, such as utilities, car payments, and groceries. When considering this fact, many finance bloggers encourage borrowers to minimize monthly expenses by reducing utility bills, shopping smartly, and getting rid of unnecessary recurrent bills, like cable. While these are great tips to help borrowers reduce...

The biggest financial stress for most people does not come from unanticipated costs, but from those monthly bills that we have come to expect and dread. Utility bills, rent, and groceries are just a few of the many costs that drain our bank accounts on a regular basis. In fact, 69% of payday loan borrowers do so in order to pay such bills. One of the larger...

The connection between a bad impression and one’s debt may seem tenuous at best, but they are move intertwined than one may presume. Research reveals that 60-80 % of job offers are granted according to networking. In today’s economy, knowing people truly matters. Thus, making bad impressions can lead to missed job opportunities, which in turn can increase payday...