Did you or will you receive a tax refund this year? Have you already made plans for the money? Did you already spend it? You could help your credit score, minimize payday loan reliance and/or plan for future finances when you use a tax refund wisely. How do you minimize payday loan reliance? Many people who use payday loans do so because their credit...

They are pricey, they are convenient, they come with a bad reputation, but people use them anyway. Yes, we are talking about short-term payday loans and cash advances. People either love them or hate them for a multitude of reasons. Others could care less and are indifferent to the troubles their neighbors may be going through. Many folks find payday loans...

I’m pretty sure it is safe to say that the number of people who try to mess up their credit score is minimal. We can’t discount out the renegades who spend their lives not caring; for the most part though, a person who borrows money will attempt to pay it back. Without making any effort, there are many consumers who unknowingly mess up their credit...

Times are tough for many of us. The payday loan lending industry has recognized this and, as a result, has become a multi-billion dollar industry offering consumers a quick and easy solution to there immediate financial woes. Short-term loans, also called “small dollar loans” have become a dependable standby for people finding themselves short of fast...

Free and clear of debt, consumers have a clean slate after filing bankruptcy. Does that mean their financial lives are any easier? For some, money remains tight, creating the need for a payday loan. But if you learn anything from your past mistakes, it should be that bankruptcy is a fresh start. Avoiding future financial mistakes means making informed decisions;...