Did you or will you receive a tax refund this year? Have you already made plans for the money? Did you already spend it? You could help your credit score, minimize payday loan reliance and/or plan for future finances when you use a tax refund wisely. How do you minimize payday loan reliance? Many people who use payday loans do so because their credit...

An average person will worry about debt, their credit and how to solve financial problems on a fixed budget. Most people don’t want to use a cash advance during a financial crisis. Oftentimes though, the fast money option is their only source of assistance. When credit cards are full or bad credit puts a halt to new lines of credit, a cash advance may be...

Being stuck in the muck of bad credit tends to make any step towards improvement that much more difficult. Ever attempted to run an obstacle race that takes place in the mud? No matter how strong you are or how fast you run, your efforts will be diminished. Bad credit will slow financial progress down as well. A cash advance lender will not check your credit...

They are pricey, they are convenient, they come with a bad reputation, but people use them anyway. Yes, we are talking about short-term payday loans and cash advances. People either love them or hate them for a multitude of reasons. Others could care less and are indifferent to the troubles their neighbors may be going through. Many folks find payday loans...

I’m pretty sure it is safe to say that the number of people who try to mess up their credit score is minimal. We can’t discount out the renegades who spend their lives not caring; for the most part though, a person who borrows money will attempt to pay it back. Without making any effort, there are many consumers who unknowingly mess up their credit...